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You can still enroll in Obamacare if you meet any one of these qualifying life events.


Small Group Health Insurance

Change in legal marital status, including marriage, death of a spouse, divorce, legal separation and annulment.

Small Group Health Insurance

A change in the number of dependents, including birth, death, adoption and placement for adoption.

Small Group Health Insurance

A change in place of residence of the employee, retiree or their spouse or dependent and the current carrier is not available.

Small Group Health Insurance

Significant cost or coverage changes (including coverage curtailment and the addition of a benefit package).

Small Group Health Insurance

Judgments, decrees or orders.

Small Group Health Insurance

A change in coverage of a spouse or dependent under another employer’s plan.

Small Group Health Insurance

A COBRA qualifying event.

Small Group Health Insurance

Entitlement to Medicare or Medicaid.

Qualifying Life Events

There are other qualifying life events that you may meet - call us today 866-478-6848.

About us

We are Independent Insurance Brokers who have been serving the needs of our clients for over 32 years.  We function as Insurance Navigators guiding you through the many options that exist in the insurance marketplace until we find the best program to meet your needs.  Rest assured that we will not hound you with telephone calls if you request a quote from our office.  We will only provide you with the information you are looking in the manner you request it.  

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Our experts make your life easier and get you the most out of your insurance right away.


Homeowners Insurance starting at..

Homeowners Average Sized Home in California

$106.27/mo

Price bundled with Farmers Auto Insurance.

Price Quoted for: 3 Bedroom, 1 Bath, 2 Car Garage, 1200sqft.


Travel Insurance as low as..

Travel Traveling for 2 to Mexico

$91.00/flat

This policy includes - Cancellation $2500 - Interruption $3750 - Medical Evacuation $250,000 - Medical $25,000 Secondary

Premium shown is for 2 people traveling into Mexico for 2 weeks.


Auto Insurance as low as..

Auto Car Insurance

$65.00/mo

$45,000 Limited Liability Coverage, Non-Insurer Protection, $10,000 Max Replacement

Premium shown are for a 27 year old male in California.


Private Health Plans Starting at..

Private Health CoreGuard 5000 Plus (1 Member)

$201.28/mo

Plan Type:
PPO

Deductible:
$5000

Dr Co-Pay:
50%


Premium shown are for a 21 year old male in California.


Obamacare Plans Starting at..

ACA Silver70 HMO

$255.29/mo

Plan Type:
HMO

Deductible:
$6350

Dr Co-Pay:
20%


Premium shown are for a 21 year old male in California.